Comprehensive healthcare coverage for individuals, families, and businesses
Our health insurance plans provide comprehensive medical coverage with access to extensive healthcare networks. We offer flexible plans for individuals, families, and businesses to ensure you get the care you need when you need it.
Comprehensive plans for entire families
Regular check-ups and screenings covered
In-patient and out-patient services
Affordable medication coverage
| Features | Basic Plan | Standard Plan | Premium Plan |
|---|---|---|---|
| Monthly Premium (Individual) | $150 | $250 | $400 |
| Annual Deductible | $5,000 | $2,500 | $1,000 |
| Doctor Visits (Copay) | $40 | $25 | $15 |
| Specialist Visits (Copay) | $70 | $50 | $30 |
| Emergency Room | 30% coinsurance | 20% coinsurance | $150 copay |
| Prescription Drugs | Generic only | Generic & Preferred | All tiers covered |
| Preventive Care | ✓ | ✓ | ✓ |
| Mental Health Services | Limited | ✓ | ✓ |
| Dental & Vision | - | Optional add-on | ✓ |
Select from our range of health insurance options
Quick approval process with minimal paperwork
Use your insurance at our extensive network of providers
We handle claims quickly and efficiently
Comprehensive inpatient and outpatient services:
Affordable medication coverage with multiple options:
Stay healthy with comprehensive preventive services:
Most of our plans have no waiting period for pre-existing conditions. However, specific conditions may have limitations depending on the plan you choose. Our representatives can provide detailed information about your specific situation.
We have an extensive network of healthcare providers. You can check if your current doctor is in our network using our online provider directory. If your doctor is not in our network, we may still offer out-of-network benefits depending on your plan.
HMO (Health Maintenance Organization) plans typically require you to choose a primary care physician and get referrals to see specialists. PPO (Preferred Provider Organization) plans offer more flexibility to see any provider without referrals, though you'll pay less when using in-network providers.
Yes, all our plans include mental health coverage as required by law. This includes therapy sessions, psychiatric care, and substance abuse treatment. Coverage details vary by plan, with our Premium plans offering the most comprehensive mental health benefits.
Most claims are filed automatically by your healthcare provider. If you need to file a claim yourself, you can do so through our online portal, mobile app, or by mailing a completed claim form. Our customer service team is available to assist with any questions.
Join thousands of individuals and families who trust Victoria Insurance with their healthcare needs.